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Help Me, Senator

I have a problem getting health insurance. No, the monthly premium is with God’s blessing not the issue here. At issue is that most NY-based HMO’s won’t provide me with a high-deductable health plan, because I am self-employed. This is what my Insurance agent told me.

So Senator: if you wonder why some people don’t have coverage, here is your answer. Firms just won’t provide it to self employed Americans, even if they are willing to pay a monthly premium. Can you – while working “hard” on HCR – help me with this?

While I am at it: please change the law to permit me deducting monthly premiums from income, i.e. let me have an income tax deduction on my premiums (for when ill have Insurance), just as W2 workers don’t pay tax on employer provided HC.

If you take care of these two issues, Senator, millions of Americans will be encouraged to buy health insurance.